2025 Tax Brackets

The seven 2025 tax rates themselves didn't change (they are the same as those in effect for the 2024 tax year); however, the tax bracket ranges were modified based on inflation. Because of this, it's possible you could be in a different tax bracket for 2025 than the last time you reported your taxes, even if your income has not changed.¹

Reminder: Tax Brackets Are Marginal

The IRS divides income into different tax rates. Each subsequent portion of your income will have an increased tax rate. For example, if you are a single filer who made $47,150 in 2024, your first $11,925 will be taxed at 10 percent. The next portion of your income will be taxed at an increased rate; from $11,926 to $47,150, your tax rate will be 12 percent. 

As your income increases, you’ll fall into higher tax brackets and will have a higher tax rate for each portion of your income. 

Why Would My Tax Bracket Be Different? 

The IRS regularly adjusts tax brackets to take inflation into consideration. With inflation, people will face higher prices, meaning the purchasing power of their dollar is decreased. Knowing this, the IRS adjusts brackets in order to avoid bracket creep, a circumstance that occurs when inflation pushes your income into a higher tax bracket, or credits and deductions are reduced. In this scenario, an individual may not actually have increased purchasing power or greater disposable income, even with an increase in wages and salaries.

2025 Tax Brackets 

Here are the 2025 tax brackets according to your filing status and income from the IRS.¹

10% Tax Rate

• Single Individuals: from $0 to $11,925
• Married Individuals Filing Jointly: from $0 to $23,850
• Heads of Households: from $0 to $17,000
• Married Individuals Filing Separately: from $0 to $11,925

12% Tax Rate

• Single Individuals: from $11,926 to $48,475
• Married Individuals Filing Jointly: from $23,851 to $96,950
• Heads of Households: from $17,001 to $64,850
• Married Individuals Filing Separately: from $11,926 to $48,475

22% Tax Rate

• Single Individuals: from $48,476 to $103,350
• Married Individuals Filing Jointly: from $96,951 to $206,700      
• Heads of Households: from $64,851 to $103,350
• Married Individuals Filing Separately: from $48,476 to $103,350

24% Tax Rate

• Single Individuals: from $103,351 to $197,300        
• Married Individuals Filing Jointly: from $206,701 to $394,600
• Heads of Households: from $103,351 to $197,300
• Married Individuals Filing Separately: from $103,350 to $197,300

32% Tax Rate

• Single Individuals: from $197,301 to $250,525
• Married Individuals Filing Jointly: from $394,601 to $501,050        
• Heads of Households: from $197,301 to $250,500
• Married Individuals Filing Separately: from $197,301 to $250,525

35% Tax Rate

• Single Individuals: $250,526 to $626,350
• Married Individuals Filing Jointly: from $501,051 to $751,600
• Heads of Households: from $250,501 to $626,350
• Married Individuals Filing Separately: from $250,526 to $375,800

37% Tax Rate

• Single Individuals: over $626,350
• Married Individuals Filing Jointly: over $751,600
• Heads of Households: over $626,350
• Married Individuals Filing Separately: over $375,800

In addition to the tax inflation adjustments, the IRS also altered standard deductions. While the above rates and brackets are at the federal level, different states might have varying brackets and rates.